Calculate your PIR

Use these simple steps to find your Prescribed Investor Rate (PIR) - it'll only take a minute.

If you are a current member of a Britannia Scheme it's important to let us know your correct PIR. This allows us to calculate how much tax we need to pay on your behalf on your investment income from your Britannia Scheme (a Portfolio Investment Entity or PIE). Generally, your PIR is lower than your personal tax rate.

Before you start, you'll need to know what your income was over the last two tax years (including income from PIE investments). If you are unsure of your income we recommend you contact your employer(s), your accountant, or Inland Revenue.

Select the statements below which apply to you.
01

Are you a New Zealand tax resident?

02

Is this PIR calculation in relation to an individual / joint account?

03

In one of the last two tax years to 31 March, was your taxable income $14,000 or less AND your taxable income plus your net PIE income $48,000 or less?

04

In one of the last two tax years to 31 March, was your taxable income $48,000 or less AND your taxable income plus your net PIE income $70,000 or less?

03

Are you a company, unit trust, charity, incorporated society or PIE?

04

Are you a trustee of a trust (excluding charitable trusts and unit trusts) or a superannuation fund?

Your PIR is 10.5%


Based on the information you've provided, your PIR is 10.5%.

To ensure your investment is taxed at the right rate, you can check which PIR we hold for you by viewing your investment online:

Member Login

If your PIR has changed, please

Send us an email

Your PIR is 17.5%


Based on the information you've provided, your PIR is 17.5%.

To ensure your investment is taxed at the right rate, you can check which PIR we hold for you by viewing your investment online:

Member Login

If your PIR has changed, please

Send us an email

Your PIR is 28%


Based on the information you've provided, your PIR is 28%.

To ensure your investment is taxed at the right rate, you can check which PIR we hold for you by viewing your investment online:

Member Login

If your PIR has changed, please

Send us an email

Your PIR is 0%


Based on the information you've provided, your PIR is 0%.

To ensure your investment is taxed at the right rate, you can check which PIR we hold for you by viewing your investment online:

Member Login

If your PIR has changed, please

Send us an email

Your PIR is 0%, 17.5% or 28%


Based on the information you've provided you may choose to have PIE Income taxed at a PIR of 0%, 17.5% or 28%.

Some testamentary trusts may be eligible for a PIR of 10.5

To ensure your investment is taxed at the right rate, you can check which PIR we hold for you by viewing your investment online:

Member Login

If your PIR has changed, please

Send us an email

For tax advice relating to your specific circumstances, we recommend that you contact a professional tax adviser.

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The information shown in this calculator is for general guidance only. We recommend that investors obtain independent tax advice.

Neither Britannia Financial Services Limited nor any other person accepts any liability for the use of, or reliance on the information provided in this calculator.

Disclosure Statements for our Authorised Financial Advisers are available on request and free of charge. Product Disclosure Statements for the Britannia Retirement Scheme and the IntegralĀ MasterĀ Trust are available from the schemesā€™ issuer, Britannia Financial Services Limited, phone 0800 500 811.Ā 
Britannia Financial Services Limited is aĀ Registered Financial Service Provider.

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