Money Matters Newsletter

Welcome to the first edition of Money Matters for 2020 from the team at Britannia. We hope that the year has started well for you, you’ve had an incredible summer and you have some great plans for the year ahead. Over the past couple of weeks the markets have been skittish, to say the least, but it’s still critical to look ahead to your retirement and what you’re actually investing for. Thinking of planning ahead, “now” is always the time to make sure your retirement plan is in the best shape it could possibly be.

And we can help you do that!

In this issue, we look at how the markets have behaved both recently and over the past decade, delve back in time to see where the concept of retirement originated, and how it’s evolved over the last 100 plus years and what it means for you now in 2020. We’ll also take a look into how much money you might need to fund what you want for your retirement. We are here to help, we have the expertise and tools, but more importantly your Britannia adviser is experienced at listening to your future plans to help create an investment strategy that works for you.

Recently, you will have a received a letter asking you to check your PIR (Prescribed Investor Rate) and tax residency data. If you haven’t had a chance to check this you’ll find all the details you’ll need, as well as a link to our PIR calculator below.

If you have any questions regarding your retirement planning or your Britannia investment please give your adviser a call or email us at – we’d love to hear from you.


3 ways to ensure your investments are as safe as they can be.

Global events can certainly throw a curve ball into the markets and a good example of this is the recent Coronavirus. But how you respond will determine whether you gain or lose.

red-block.pngWant expert help to revolutionise your retirement?
  The 21st Century is one of the best times to be retired.

Are you looking forward to your retirement with enthusiasm, confidence, concern or with trepidation? We can help you enjoy your retirement years hopefully even more than you enjoyed your twenties! Read on for 3 ways to make retirement your best years ever!

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  How much does retirement cost?

Trips and new adventures - Do you know how much you’ll need for the perfect retirement? Find out today how much your retirement will cost.

  Do we have your correct PIR?

It’s important that we have your current Prescribed Investor Rate (PIR). If you’re not sure what this is or what you need to do, please read on.

red-block.pngGet in touch with us

Disclosure Statements for our Authorised Financial Advisers are available on request and free of charge. The Product Disclosure Statement for the Britannia Retirement Scheme is available here.


Britannia Financial Services Ltd.
Unit 4, 106 Bush Road, Albany, Auckland 0632.
PO Box 302369, Auckland 0751, New Zealand.

Telephone: +64 9 414 4215
Fax: +64 9 414 4219
Toll Free: 0800 28 28 33


Product Disclosure Statements for the Britannia Retirement Scheme and the Integral Master Trust are available from the schemes’ issuer, Britannia Financial Services Limited, phone 0800 500 811. Britannia Financial Services Limited is a Registered Financial Service Provider.

Need help in securing your financial future?
Call us 0800 28 28 33